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According to Swiss Re, the global insurance market wrote $6.287 trillion in direct premiums in 2020. However, the European Union's single market is the actual second largest market, with 18 % market share. Travel insurance is an insurance cover taken by those that journey overseas, which covers certain losses such as medical bills, loss of personal belongings, journey delay, and personal liabilities. Bloodstock insurance covers individual horses or numerous horses underneath common possession.